Check this website out for Travel Insurance. They give you many options to choose from. Very easy to use. Read through and choose the best coverage for you.
Travel Insurance is always a difficult thing to discuss and decide on getting or not getting. I once heard someone say, "Insurance is not for what will happen but for what could happen".
Most of the time you will never have to use it. But if you are one of the unlucky ones it will save you big $$$.
We always suggest folks consider it. Insurance covers many issues that your travel agent can't really help you get through.
My big issue is when people take a long vacation out of the country and do not know they have no health coverage. This is the one area to look into before traveling out of the country. If you get sick or really hurt do you have coverage? Most people do not.
The following is from a newsletter we sent out a few weeks ago. It may help to answers some of your questions.
You travel half-way around the globe to experience an exotic locale, lugging along your kids, your laptop and your new digital camera with the mega-zoom lens. Everything is postcard perfect until the end, as you’re waiting for a cab to the Cairo airport, eating some koshary you picked up from a street vendor, you realize your bags are gone, including your laptop and your new digital camera with the mega-zoom lens. Luckily you still have your kids. But what now?
Or say your husband falls off the Great Wall, fractures his leg and needs to be airlifted to a hospital 100 miles away? Or an ambitious snowstorm not only covers the mountain you were set to ski, but also the resort? In all of the situations above, travel insurance saves the day.
Like all other insurance policies—house, car, health—you never expect travel insurance to go into effect, but you’re relieved when it does. It covers a wide range of travel-specific situations, including trip cancellation, lost bags, sudden illness, medical troubles, essential items you’ll need if your bags are delayed, transportation to medical facilities and more.
You spend so much time and energy researching, planning and paying for the perfect vacation, it makes sense to add travel insurance to the equation, ensuring that all your hard work does not go up in smoke due to some unforeseen event or illness.
Yet travel insurance is not for everyone. A three-hour plane ride to stay at the Marriott near Aunt Hester’s house needs no extra coverage. But when you plan to visit an unfamiliar part of the world, travel during times of unpredictable weather, drive through underdeveloped countries or engage in physical activities, then travel insurance is just as important to pack as your toiletry bag.
Here’s a list of the most popular types of travel insurance you may want to consider for your next vacation. Of course, if you have any questions or need more information about travel insurance, please call us at the agency at any time.
• Trip Cancellation and Interruption – The most common type of travel insurance, trip cancellation covers deposits or non-refundable payments if a trip is canceled or interrupted due to unforeseen circumstances. This coverage is generally meant for illness, injury or death suffered by you, your family or travel companion. But it can also cover supplier situations, such as a cancelled cruise due to a propeller problem or if a tour operator defaults the week before you trip.
• Emergency Medical Coverage – Before you leave on any international trip, check your health insurance; the policy you have in the United States does not cover you the same way overseas, especially when a pre-existing condition is involved. With emergency medical coverage, if you have an accident, or if you fall ill because you drank tap water, you will be reimbursed for the medical expenses incurred. Coverage varies from policy to policy, and you can tailor medical travel insurance to cover that which your regular health insurance does not cover overseas.
• Emergency Evacuation or Emergency Transportation – While falling ill and staying in a hospital in a foreign land can rack up a hefty bill, nothing compares to when you need to be medically evacuated from a remote area, which can incur a charge as high as $100,000. Emergency evacuation insurance covers this transportation to a hospital or other medical facility. This is key coverage to have for those traveling to remote areas of the world, those with chronic illnesses or who are pregnant, or those who are involved in hardcore adventure travel.
• Property Loss – Covers your luggage and personal effects in case they are lost, stolen, damaged or indefinitely delayed. The next time you plan a trip, pack a little peace of mind by purchasing travel insurance.
Give our agency a call and we’ll set you up with the perfect policy that fits your plans and your budget.